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Accountant for Landlords in the UK — Tax Returns, Rental Income & MTD

Owning rental property has become increasingly complex for UK landlords. Between Section 24 mortgage interest relief changes, Making Tax Digital (MTD), Capital Gains Tax (CGT), and evolving HMRC requirements, managing your tax affairs now requires more than simply submitting an annual tax return. In fact, many UK landlords overpay tax every year simply because they fail to claim all the expenses they’re entitled to.

At Account Ease, we provide specialist accounting services designed exclusively for landlords. Whether you own a single buy-to-let property or a growing property portfolio, our experienced accountants help you minimise tax, stay compliant with HMRC, and make informed financial decisions throughout the year.

From rental income tax returns and allowable expenses to MTD compliance and property tax planning, we provide practical advice and fixed-fee accounting support tailored to landlords across the UK.

Why Choose Account-ease?

Why Do Landlords Need a Specialist Accountant in 2026

The tax landscape for landlords has changed significantly in recent years. New reporting requirements, changes to mortgage interest tax relief, and the introduction of Making Tax Digital mean landlords face greater compliance responsibilities than ever before.

A specialist landlord accountant understands these changes and helps ensure your rental business remains tax-efficient while meeting every HMRC obligation. Instead of worrying about deadlines, tax legislation, or complex property rules, you can focus on managing and growing your investments.

Whether you’re a first-time landlord or own multiple rental properties, professional tax advice can help reduce costly mistakes and identify legitimate tax-saving opportunities.

Accountants For Landlords

Rental Income Tax Returns — What You Must Declare to HMRC

If you receive rental income from residential or commercial property, you’re generally required to declare that income to HMRC through your Self Assessment tax return. This includes:

  • Rental income received from tenants
  • Property-related expenses
  • Mortgage interest (subject to current tax rules)
  • Income from furnished holiday lets (where applicable)
  • Overseas rental income (if required)

Accurate reporting is essential to avoid penalties and ensure you’re paying the correct amount of tax. Our accountants prepare and submit landlord tax returns on your behalf, ensuring all income is reported correctly while claiming every allowable deduction available.

Accountants For Landlords

Allowable Expenses for Landlords: What Can You Claim

Many landlords miss valuable tax relief simply because they’re unaware of what qualifies as an allowable expense. Depending on your circumstances, you may be able to claim expenses such as:

Accountants For Landlords

Making Tax Digital for Landlords — How MTD Affects You

Making Tax Digital (MTD) is changing how landlords report their rental income to HMRC. From April 2026, landlords with qualifying income over £50,000 must keep digital records and submit quarterly updates using HMRC-approved software. From April 2027, this threshold reduces to £30,000, bringing many more landlords into the scheme.

Preparing early can make the transition much easier. Our Bookkeeping Services help landlords maintain accurate digital records throughout the year, making MTD compliance simple while reducing the risk of errors and missed deadlines.

Accountants For Landlords

Section 24 Mortgage Interest Relief — Navigating the Tax Changes

The introduction of Section 24 mortgage interest relief has significantly changed how many landlords are taxed. Instead of deducting mortgage interest as a business expense, landlords now receive a basic-rate tax credit, which can increase tax liabilities for higher-rate taxpayers.

Understanding how Section 24 affects your rental income is essential for effective tax planning. Our accountants review your property finances, explain the impact on your tax position, and recommend practical strategies to help improve tax efficiency while remaining fully compliant with HMRC rules.

Accountants For Landlords
Accountants For Landlords

If You Own Multiple Properties: Structuring Your Tax Affairs

Managing several rental properties often creates additional tax and reporting obligations. From tracking rental income across different properties to planning for Capital Gains Tax (CGT) and Stamp Duty Land Tax (SDLT), having the right accounting support becomes increasingly important.

Account Ease works with landlords across the UK to simplify property accounting, organise financial records, and develop tax-efficient strategies that support long-term portfolio growth.

Accountants For Landlords

Landlords & Buy-To-Let Package - What's Included:

Accountants For Landlords
Accountants For Landlords

Use Xero as Part of Your Landlord Package

How Does Account Ease Work With Landlords Across the UK?

Whether you own one buy-to-let property or a large rental portfolio, we provide straightforward, fixed-fee accounting support tailored to your needs. Our services include rental income tax returns, property tax planning, MTD compliance, bookkeeping, and ongoing HMRC support.

Many landlords also choose our Landlord Accountancy Services for year-round guidance, helping them stay compliant while maximising the profitability of their property investments.

Get a Fixed-Fee Landlord’s Accounting Package:

At Account Ease, we believe professional landlord accounting should be transparent and affordable. Our fixed-fee packages are designed to provide expert support without unexpected costs, giving you access to experienced accountants who understand UK property tax legislation.

View our Pricing & Plans to find the package that’s right for your property portfolio, or speak to one of our advisers for personalised guidance. We’ll help you reduce your tax burden, stay compliant with HMRC, and manage your rental finances with confidence.

Jane Smith, Freelancer

Best Accounting Services for Startups in the UK Expert Startup Business Accountan

Account-Ease made managing my property finances so much easier. Their team took care of everything, from accounts to tax filings, with professionalism and efficiency. Highly recommend their services